We also cover newborn babies but the parent needs to have a mediclaim insurance policy with us. Enter personal details asked on the form. Such individuals must analyze how cancer insurance will complement their current health policy. Newly Launched Optional Benefit -Unlimited Restore. कर्मचारी राज्य बीमा के नियम (ESI Act Rules in Hindi) : इस Scheme के तहत 21000 या 21000 से कम वेतन पाने वाले लोगों का पंजीकरण अनिवार्य है | इसके अलावा वे लोग जिनकी. Secure your health with ‘Care’, a comprehensive family health policy by Care Health Insurance, offering cover for over 540 day care treatments. Rs. 50,000 to Rs. Jalandhar February 21, 2022. 3. Policyholder should be between 18-65 years, though this can vary with the plan. , it is considered one of the best cashless mediclaim policies in India. Compared to an individual health insurance plan, a family floater plan comes at a lower premium. A Group Health Insurance plan can be extended to provide coverage also to the family of the insured employees including spouse, dependent children and at times dependent parents. HDFC Life Easy Health. Residual balance in his REMBS A/c is Rs. All Policies purchased from Oriental Insurance can now be renewed online. Cheers for Your Good Health with No Claim Bonus. Any recognised group in existence, such as employer-employee, trade unions, associations etc can purchase a group mediclaim. Enter personal details asked on the form. The Policy is available in sum insured ranging from `50,000 to `5,00,000 in multiples of `25,000. This benefit is offered under health insurance plans available for individuals as well as families. 5 Best Health Insurance Plans for Family in India for November 2023. 15,000. It is an excellent option for anyone wanting to secure their immediate family under one premium. Its exceptions include cosmetic surgeries and non-emergency procedures. Below is the list of health insurance plans offered by the top insurance companies in India. Instead, get an initial idea of the estimated premium with just a few clicks on the medical. Experiencing some level of stress is a natural part of daily life. This policy differs from regular. The policy comes with an array of coverage benefits that are given below: 1. 4. Thus, with a Mediclaim policy, any hospitalisation expenses that one has incurred will be reimbursed back to the. Making a claim for maternity cover is the same as making a claim in your health insurance policy. Senior citizens are given extra benefits under the Senior Citizen Mediclaim Policy. 1 Lakh - Rs. Willing to explore our health insurance. New India Floater Mediclaim is a Policy designed to cover Hospitalisation expenses. English. The policy covers OPD and surgeries as per the terms and conditions. The coverage under this is usually restricted to Rs. Critical Care Benefit: If during the Period of Insurance Insured Person is found to be suffering from any Critical Illness as defined under 2. 44,450/-, when they are covered under a single policy. Sum Insured. Health insurance plans for family are single cover safeguarding the healthcare needs of your entire family, including your spouse, children,. HDFC ERGO and Star offer a variety of medical insurance plans to individuals and families. A Postal life insurance policy enters you into a long term relationship with the Department of Posts. Best Mediclaim Insurance Cashless Policy for the Family in India. It offers financial protection in case of hospitalisation due to illness or an accident. Oriental Bank Mediclaim Policy मेडिक्लेम पॉलिसी की विशेषताएं और लाभ वार्षिक रिन्यूअल किया जा सकता है। कुछ बीमाकर्ता हर 2 या 3 वर्षों में रिन्यूअल ऑफर. Hindi. Insurance Companies Networked Cashless Hospital List; Aditya Birla Health Insurance: 10,000+ Bajaj Allianz General Insurance: 8,000+ Cholamandalam MS General Insurance You can find below some of the best Mediclaim policies in India that you can find on Bajaj Markets. This plan will be in force when the total of all hospitalization expenses ( except Pre and Post) for one or all members surpasses the limits as mentioned in the plan. Insurance for Everyone Starting at ₹21/day*. The policy is available only on a family floater sum insured basis. Enter your details like your name, your date of birth, the medical insurance policy that you want to buy and details of other family members whom you want to cover under the selected health insurance policy, your pin code, and contact number. * Advantages of Group Medical Cover for Employees Here are the top benefits of an employer-offered health insurance policy for employees: 1. However, with technological advancements and new IRDAI guidelines, many insurance companies pay for bariatric surgery. 5 lakh and the policy comes with a room rent capping of Rs. “Hello (prospect’s name). Room Rent Sub Limits With HDFC ERGO, there are no sub-limits on Hospital Room Rents. The premium of 200 rupees per annum is shared equally by the state and the central government. Children can be covered under the policy from 3 months to 25 years. 2000/-, irrespective of claim. A lot of health insurance policies do not cover critical illnesses and hence it is. Step 3 : Click on continue, select the city and enter the pin code. Family health insurance plan enables you to access high-quality healthcare in case of a medical emergency. Star Health & Allied Insurance Company Limited. ’. Upper limit. You can do an online comparison and find the best health plan for yourself. iv. You can purchase a plan online with minimal effort in a quick and seamless manner. We will pay the maximum amount up to a specified limit through the reimbursement facility. BOI national Swasthya Bima Policy – in brief. As we are aware, having a child comes with its own joys and expenses. Step 2: Enter the mandatory fields such as Policy Number, Date of Birth and Contact Number. Entry Age: 18 years to 65 years. Know the types and benefits of mediclaim policy for family. National Parivar Mediclaim Policy is not short of benefits. The age of the child to be included also varies from provider to provider. Two Policies Do Not Mean Double Coverage: Having a comprehensive health insurance policy plus a separate cancer insurance plan. Family floater Mediclaim is basically the same as an individual policy. 1. Evidently health insurance plans are far superior to mediclaim in terms of breadth of diseases and. Until 2019, bariatric surgery was a standard exclusion in mediclaim policies. Care Health Insurance Mediclaim Policy. 10 Lakh. Health Insurance. 1,2, 3, 5, 8, 10, 12 and 15 Lakhs. Policy renewal is one of the most important aspects when selecting a health insurance policy for your family. Read More. अपने परिवार के लिए मेडिक्लेम पॉलिसी खरीदना आसान करने के लिए हमे सबसे बढ़िया कम्पनियों के. 5,00,000/-Health - Individual Option - ₹ 487, Sum Assured - ₹ 1 Lakh, Policy Term - 3. Mediclaim policy is a type of health claim insurance policy, which covers your hospitalization expenses in case of an accident, illness or surgery etc. HDFC ERGO, the 3rd largest Private General Insurer with a 6. IPPB Tata AIG Group Accident Guard Policy @ ₹399 (General Insurance) by India Post. Additionally, mediclaim policies often offer the flexibility to add family members, increase the sum insured, and add additional benefits as needed. : 1800-4200-269 फैमिली हेल्थ इंश्योरेंस 1 परिवार के लिए 1 पॉलिसी किफ़ायती कवरेज कैशलेस हॉस्पिटलाइज़ेशन पॉलिसी. Insurance Company – United India Insurance Co. 5 Lakh. 5 months. Preventive Health Checkup. Sum insured available for each individual is Rs. Accident protection policy. You will be redirected to the premium payment page. फैमिली फ्लोटर मेडिक्लेम पॉलिसी में आप अपने साथ-साथ अपने पूरे परिवार का मेडिकेम पॉलिसी प्लान ले सकते हैं इसमें भविष्य में अगर आपके परिवार. However, this can be extended to 70years subject to conditions. Download the Navi App from Play Store or App Store. 50% discount on premium for the girl child with lifelong renewability. Step 2: On receiving the portability request, the new insurer will provide proposal & portability forms and give details of the. Avail of cashless treatment facility at any of the 21100+ cashless healthcare providers. If you are above 18 years of age, you can easily buy a health insurance plan for yourself. Awaz Health Insurance Scheme. The premium of 200 rupees per annum is shared equally by the state and the central government. 44,450/-, when each member is covered separately. 4. Since the coverage of a mediclaim is restricted, the cost of the insurance policy is also lower than a Health Insurance policy. हिंदी. Total annual premium = ₹ 6,446, daily premium (6,446/365 = 18 (rounded up)). Minimal Paperwork – The process of buying a health insurance policy online involves minimum to zero paperwork. The best Health Insurance Plans for family in India are mentioned below: Health Insurance Plans. Basis Mediclaim Health Insurance; Coverage: A mediclaim plan only covers hospitalization, accident-related treatment, and pre-existing conditions up to a certain maximum. Hindi / Health Insurance / Family Health Plan TollFree No. 1. Under individual mediclaim policy, a particular policy only covers a single person. Adults: 18 years and 65 years. HDFC ERGO General Insurance - Buy Insurance Policies Online. Under a mediclaim policy, you do not necessarily need to be hospitalized to receive benefits. In this plan you can cover yourself, spouse, children, parents as well as mother-in-law and father-in-law. HDFC Ergo - Optima secure. Total Sum Insured. Mediclaim and health insurance policy is different. Center. : 1800-4200-269. Compare & Buy Health Insurance Plans. Care Cancer Mediclaim Plan. However, this is a hurdle that can be overcome with guidance from the right cold calling scripts for insurance. National Mediclaim Policy. 8 of Policy Document, which results in a claim admissible under this Policy, 10% of theMedical insurance premiums paid for self and family and medical expenses incurred for senior citizens is allowed to the Individual or HUF category of taxpayers only. 5 Best Health Insurance Plans for Family in India for November 2023. 50 Lakh. Oriental Happy Family Floater Mediclaim Plan. This is an indemnity health insurance policy which offers a sum insured ranging from INR 1 lakh to 10 lakhs on an individual basis. In a mediclaim policy, the insurance company pays the expenses incurred during the treatment of the policyholder or his family members covered under the policy, including accidents,. This means you can cover your loved ones under one plan. If you’re calling younger prospects, here is a script you may want to use: Hello, [Prospect Name]. Medical Insurance. 3. If you purchase health insurance, you can avail deductions up to Rs. To make it easier for you to buy a mediclaim policy for your family at Policybazaar. Help us find the right plan for you. 50 lakh, this policy ensures that the family members are well-protected and financially secure in the face of medical. Here are the steps –. Product FAQ. September 11, 2022 by Pankaj Suyal भारत में परिवार के लिए सबसे अच्छी कैशलेस मेडिक्लेम पॉलिसी – Parivar ke liye cashless mediclaim policy भारत में परिवार के लिए सबसे अच्छी कैशलेस मेडिक्लेम पॉलिसीFamily Health Insurance; Health Insurance for NRIs; Senior Citizen Health Insurance; Health Insurance for Parents; Best Health Insurance Plans; Maternity Insurance; Health. 5,000 per person for policies issued on individual sum insured basis/ Rs. Organ donor expenses cover. Ltd. Deduction under section 80D is. Your spouse may make claims worth INR 6 lakhs and you could make claims worth INR 2 lakhs or vice-versa. Having a senior citizen health insurance policy is essential, considering the rising healthcare costs. The entire purchasing process is digital, no paperwork is required, you can easily upload the documents online and purchase a health insurance policy within 5 minutes. Mediclaim policy in Hindi:-मेडिक्लेम बीमा पॉलिसी एक प्रकार की ऐसी पॉलिसी है जिसे विशेष रूप से पॉलिसीधारक के चिकित्सा खर्चों को कवर करने (Mediclaim kya hota hai) के लिए आकार दिया गया. सब. This Optional Benefit will provide instant addition of 100% Basic Sum Insured on complete or partial utilization of Restore benefit or Unlimited Restore benefit (as applicable) during the Policy Year. With regard to ambulance expenses, the Tata AIG health insurance plans have got you covered. Option of enhancement of sum insured at renewal. Mediclaim Policy; Health Insurance For Heart Patients; Surgery Insurance; Cancer Insurance; Super Top Up Health Insurance; Health Insurance for Youth; Cashless. Health check-up benefit for family floater policy (subject to a limit of INR 2,500 to 10,000 based on the chosen sum insured) 2). If anyone among you and your spouse is 60 years or above, you get a higher deduction of Rs 50,000. 5 lakh in medical expenses. 2. If you are above 18 years of age, you can easily buy a health insurance plan for yourself. Preferred Provider Network (PPN) for. † Age Analysis of Number of Claims Paid (%) as per IRDAI Annual Report 2021-22. Senior Citizen Health Insurance is a type of health insurance plan that covers medical expenses incurred by people above 60 years old. Basically, the head of the family or the earning member is the one protected by this scheme. Hindi / Health Insurance / Family Health Plan TollFree No. This optional cover will trigger unlimited times and is available for all subsequent claims. With age, senior citizens are likely to develop health issues, which may require immediate or regular medical attention. Click on the button advertising, “buy health insurance. Calculate your health insurance premium online for individual, family & senior citizens with our health insurance calculator to get. This mediclaim policy comes with a health cover that increases every year and provides a lump sum benefit irrespective of actual medical costs. For instance, ‘Heart Mediclaim’ by Care Health Insurance is a comprehensive mediclaim policy that provides coverage for the treatment of 16 heart ailments. Fill in your personal information accurately. This coverage only covers one person for mediclaim and other hospitalization benefits. Mediclaim Policy Starting at Rs. If you look closely at your first policy, you can choose the second and any subsequent. It will help you analyse your current health conditions and motivates you to stay healthy in the longer term. Family health insurance plans in India, Health Insurance policy & Mediclaim policy in hindi, All above points will be describe in this vedio. After making a claim in a cashless mediclaim policy, the health insurance company, in collaboration with the hospital, settles a certain percentage of the sum insured amount or the entire claim. 5,000 per person for policies issued on individual sum insured basis/ Rs. The lumpsum amount will be equal to the sum insured, or up to ₹. Why Mediclaim Policy? block and the policy has been continuously Your health is your most valuable asset. Niva Bupa - Reassure 2. With regard to ambulance expenses, the Tata AIG health insurance plans have got you covered. You can cover the entire family on Individual or. 5 lakh in medical expenses. Here’s an example for explanatory purposes. The company is also the entity that receives the premium for the policy. Hindi / Health Insurance / Mediclaim Policy; TollFree No. Under this policy, the insured's daughter can continue to be covered max up to 30 years of age, if she is unmarried and/or unemployed. 5. Offers comprehensive coverage beyond hospitalization, including pre- and post. Step 2 : Now enter the correct phone number, select your age and click on view Star health insurance plans. Rs. 7,50,000/- or above, Cumulative Bonus is. Mediclaim Policy. ”. It covers both Type 1 and Type 2 diabetes. With this facility, you can get healthcare services from the insurer’s network hospitals without paying the bills from. In the below grid, find the highlights of the different insurance companies providing group health insurance plans: Insurance Provider. 10 Lakh. With myUpchar Bima Plus Health Insurance, you get the full benefit of the cashless facility in case of hospitalization. Mediclaim policy is a type of health claim insurance policy, which covers your hospitalization expenses in case of an accident, illness or surgery etc. Broadly, there are three types of cashless health insurance in India, which are as follows: 1. Health Plan for Family/Individual. . Full infertility insurance cover. The best way to calculate the premium of a Kotak health insurance policy is by using a health insurance premium calculator that requires details like the city, sum insured, etc. New India Mediclaim policy is available to persons between the age of 18 years and 65 years. Upon a natural death, the family is compensated at 30000 rupees. Step 4. 90days-65 years. Scripts for Younger Prospects. Best Mediclaim Policy for Family in Hindi – फैमिली के लिए सर्वश्रेष्ठ मेडिक्लेम पॉलिसी हिंदी में; 1. Maternity shall be covered provided the Insured mother has Continuous Coverage of thirty six months in New India Premier Mediclaim Policy. Ayushman Bharat is National Health Protection Scheme, which will cover over 10 crore poor and vulnerable families (approximately 50 crore beneficiaries) providing coverage upto 5. Health Cover from 25Lac to 6Cr. Rs. 1lac. Under this cashless family health insurance policy , the whole family of the policyholder can avail cashless treatment under one policy. Mediclaim policies do not offer co-payment option. Family Floater Mediclaim Policy. ₹3. Family Floater health insurance plan is specially designed to cover entire family. The process to apply for health insurance portability is given below: Step 1: Send a portability request to the insurance company you want to switch to at least 45 days before your existing policy is due for renewal. Benefits of a Medical Insurance Policy. United India Family Medicare Policy. In-patient hospitalisation expenses. Last modified date : Thu, 09 Nov 2023 11:03:05 +0000 Menu Display. e. To buy these plans online, you are required to follow the easy steps given below: 1. Here is a rundown of the key reasons that increase the health insurance premium at the time of renewal: Age of the Policyholder: If you are unaware, age is a prudent factor that impacts the insurance premium. Step 2. Get cashless treatment facilities at network hospitals. build a productive nation Relationship manager For every customer. 30 days waiting period waived off. Step 3: Now click on ‘Get Quote’ to proceed. Niva Bupa is providing information about mediclaim policy for family and sr. Submit your mobile number, CAPTCHA code, and click on Generate OTP button. 2. Corona Kavach is an indemnity based health insurance policy that covers you for hospitalisation (of at least 24 hours) expenses due to positive diagnosis of COVID-19. Not all mediclaim policies are the same. Policy Copy Service Request Locators Claim Status Register Claim Toll free: 1800-103-5499. A family health insurance plan is a type of medical insurance. Upto 20% of Sum Insured subject to Maximum Rs. Policyholders must read the policy documents to. However, each insurance company (whether online or offline) must be registered with the Insurance. Read articles on health insurance online at Care Health Insurance. Individual Mediclaim Policy. International Travel Insurance. Our Family Health Insurance Plans offer wide coverage and benefits, including pre and post-hospitalisation, day-care treatment, and ambulance. Road ambulance : Up to INR 3000. HEALTH INSURANCE. 10. Policyholders can get coverage up to the sum assured of Rs. If yes, you must fetch all the details of the other insurance policy, including-. In addition, most of these policies cover the treatment costs incurred before and after hospitalisation. Niva Bupa Health Insurance Company Limited has a network of more than 34,000 agents and a wide range of network hospitals offering cashless treatment. Initial waiting period in health insurance is the initial period from the date of commencement of the health insurance policy for which the insured is not covered in case he/she falls sick and makes a claim. HDFC Ergo - Optima secure. 5. Step 1: Scroll up to the top of this page and click on ‘Check Plans’. Avail of cashless treatment facility at any of the 21100+ cashless healthcare providers. For Sum Insured Rs. 5lacs, may also opt for Sum Insured of Rs. These expenses get covered under a health policy with OPD treatment cover. Mediclaim policy in Hindi:-मेडिक्लेम बीमा पॉलिसी एक प्रकार की ऐसी पॉलिसी है जिसे विशेष रूप से पॉलिसीधारक के चिकित्सा खर्चों को कवर करने (Mediclaim kya hota hai) के लिए आकार दिया गया. Best Group Mediclaim Policy Company For Old Age (Senior Citizens Above 65 in India), Heart Patient, Diabetic Patients With Low Premium, OPD Coverage, Maternity Benefits, Review, Top Up Plan, etc. each member of the family is covered under a single plan and sum assured can be claimed by any member of the family. One of the biggest reasons why you must opt for a personal accident insurance policy is to ensure the financial security of your family. Take a look at the steps to buy SBI health insurance plans online: Step 1: Go to Policybazaar’s official website and click on the ‘Health Insurance’ icon. Bajaj Allianz Health Insurance: The insurance company has over 6500 network hospitals where policyholders can get cashless LASIK eye surgery. Policy for? Deduction for self & family: Deduction for parents: Preventive Health check-up: Maximum Deduction: Self & Family (below 60 years) 25,000-5,000: 25,000:The comprehensive health insurance policy, Kotak Health Premier allows a range of inbuilt and optional coverage features for complete protection. 5000/-, irrespective of claim. 6%†. 2. The expenses are covered on a reimbursement basis. Carbohydrates, often abbreviated as "carbs," have been at the centre of a nutritional tug-of-war for years. *No medical tests will be required for insurance cover below the age of 56 years and sum insured up to ₹20 lakh. Cashless Hospital 291. A mediclaim policy or medical insurance is a health cover offering protection against standard hospitalisation expenses, including COVID-19 treatment, OPD, diagnosis, and more. : 1800-4200-269 मेडिक्लेम पॉलिसी स्मूद कैशलेस हॉस्पिटलाइजेशन कोविड-19 उपचार को कवर करता है टैक्स बेनिफ़िट अंडर. A single person is protected for a set sum in an individual mediclaim insurance. Children from 3 months up to 25 years can be covered provided they are financially dependent on the parents and one or both parents are covered simultaneously. 1. Every family member benefits from being secured under a floater under a bigger common pool. Ans: The Care family floater plan is a health insurance plan that provides coverage to the entire family, including self, dependent children, spouse, and parents, in one plan for a single premium. For separate individual plans for father and mother, premium cost in. Different companies have the facility to buy mediclaim policies online, which saves time and energy. To include children in Family health insurance plans, their age eligibility is 90 days. Health Insurance Plans. Best Health Insurance Plans for Family in India 2023. The New India Premier Mediclaim policy provides coverage for OPD dental treatment costs. REGISTERED & HEAD OFFICE: 87, MAHATMA GANDHI ROAD, MUMBAI 400001 NEW INDIA FLOATER MEDICLAIM POLICY- PROSPECTUS We welcome You as Our Customer. The company generally offers a family floater plan to their policyholders. Free health coverageWhether you plan to purchase a Mediclaim policy with delivery benefits or you are looking to switch to a family policy, Star Health Insurance provides soon-to-be parents with the right medical insurance and support they need to have healthy and happy pregnancies. 100% Sum insured re-instatement benefit. However, generally, it is between 30 days and 90 days. Comes with a No Claim Bonus. Mediclaim Policy. Health Insurance Plans - Buy health insurance online in India at an. Agra October 11, 2023 I m impressed with Policyx. Best Top-up Health Insurance Plans in India. 5 years to 50 years. Outpatient expenses (dental, hearing aid, contact lens & spectacles) Digit Health Care Plus Policy. Policy can be purchased for: 1/2/3 years: 1/2/3 years: 1 year / 2 years : 1 year / 2 years : 1 year: 1 year : Eligibility criteria: Adults from 18 to 65 years (dependents 91 days to 17 years) 5 years onwards, Dependent children between 91 days to 5 years can be covered only if both parents are covered under the policy: 5 Months to 65 years. Yes, you can cover the entire family under a family health insurance policy. Online Discount: Get 5% premium discount on the base premium if you buy a health insurance policy online through our website Family Discount: Get 10% family discount if 2 or more members are covered in a single Optima Secure policy on an individual sum insured basis Long Term Discount: If premium is paid in advance for 2 or. 2 adults (spouse and policyholder) + 3 children. A separate sum insured for each member is not required, and the premium is paid for a single sum. Standard T&C Apply. 2. Care health plan is an indemnity medical insurance policy with sum insured ranging from INR 3 lakhs to 75 lakhs. Launched by the Kerala government in 2017, this particular insurance policy targets the inter-state labourers in Kerala, who are without medical coverage. The sum insured for health insurance plans may vary from Rs 50,000 to up to Rs 6 crore per year. Premiums paid towards health insurance taken for self, spouse, dependent children and/or dependent parents are allowed for deduction. These plans are suitable for. Rs. 60-80 years. Covers Ambulance Expenses. With Navi Health Insurance Plan, you get comprehensive medical coverage 90 days before hospitalization and 180 days after. Health Insurance Plans. Features and benefits of Group Mediclaim Policy Following are the features and benefits of the Group Mediclaim Policy offered by Bajaj Allianz: Access to quality health care services. A full-body medical check-up can cost up to Rs 3,000. 60-80 years. Product FAQ. New India Assurance Senior Citizen Mediclaim Policy. We also cover newborn babies but the parent needs to have a mediclaim insurance policy with us. New India Floater Mediclaim policy is available to persons between the age of 18 years and 65 years. Insured Members. 02. There are two main types of mediclaim policies in India. There are two types of plans — top-up and super top-up. 30-July-2023 A family health insurance plan is a type of medical insurance. guaranteed*. A life insurance contract has several features which need explanation. Section 80D – Deduction in respect of Medical Insurance Premium (Mediclaim) Tax deductions can be availed on individual health insurance or family floater plans. In Vitro Fertilization or IVF isn’t a medically necessary treatment, and therefore, its cost isn’t covered under the health insurance policy or mediclaim. A Group Mediclaim is a type of Mediclaim policy wherein the coverage is extended to a group of people, for example, employees of. Care Health Plan. The policy can be purchased by anyone who is. The plan comes with a lifelong policy renewal option. This cover is for an individual as well as the family members and the sum insured is Rs. Get dual benefits of health & accident insurance with HDFC Bank's Health Suraksha, a comprehensive coverage for you & your family with 5000+ network hospitals. The plan covers hospitalisation expenses up to the coverage amount. Starting from. 15. Maximum Entry Age is 65years for all members. Step 4: Provide your name, mobile number and gender. 0 % of the Sum Insured per day. While HDFC ERGO offers cashless hospitalization at 9952 network hospitals, Star comes with 13503 network hospitals. The coverage of PMJAY extends to over 10. With one single health insurance for family, one can secure entire family. 4 AYUSH TREATMENT refers to Hospitalisation treatments given under Ayurveda, Yoga and Naturopathy, Unani, Siddha and Homeopathy systems. Mediclaim policy for family, also called family floater health insurance is a health insurance plan which covers the whole family under one umbrella policy. Care Health Insurance offers an annual health check-up even when the policyholder has filed a claim in the same year. सर्च .